Youth Islamic Finance Program
Teach your children halal money management. Interactive workshops for ages 12 to 18. Games, activities, and real life examples.
Teach Your Children About Money the Islamic Way
Our children learn many things in school. Math. Science. History. Literature. But they rarely learn about money. They rarely learn about Islam and money. They grow up not knowing the difference between halal earning and haram earning. They do not understand why interest is prohibited. They have never calculated zakat on their savings. They have no idea how to budget or save for their goals.
This lack of financial education has consequences. Young Muslims take out student loans without understanding the riba involved. They sign up for credit cards and carry balances month after month. They invest in companies that deal with interest and alcohol. They marry without understanding the mahr or their financial responsibilities. They face financial struggles that could have been prevented.
Our Youth Islamic Finance Program changes this. The program is designed for young Muslims ages 12 to 18. We teach them the basics of money management from an Islamic perspective. We cover halal versus haram earning. We explain why riba is prohibited and how to avoid it. We teach them about zakat when it becomes due and how to calculate it. We show them how to create a budget that balances spending and saving. We help them understand the dangers of debt. We introduce them to halal investing for their future.
The program includes four interactive workshops of two hours each. We use games, activities, and real life examples. We do not just lecture. We engage the students. We make learning fun. Each student receives a colorful workbook with exercises and tracking sheets. Parents receive weekly email summaries and conversation guides to continue the learning at home.
Schools can book this program for their students. Masjids can offer it to their youth groups. Parents can enroll their children in our public cohorts that run during school holidays.
Give your children the financial education they deserve. Prepare them for a lifetime of halal earning and responsible spending.
What's Included
Four Interactive Workshops
The program includes four workshops of two hours each. Workshop one covers Islamic perspective on money. We talk about wealth as a trust from Allah. We discuss the difference between needs and wants. Workshop two covers halal versus haram earning. We talk about riba and why it is prohibited. We discuss what kinds of jobs and businesses are permissible. Workshop three covers zakat and charity. We explain what zakat is, who receives it, and how to calculate it. Workshop four covers budgeting, saving, and investing. We help students create a simple budget. We introduce halal investment concepts. Each workshop includes activities, group discussions, and individual exercises.
Engaging Activities and Games
We use games to reinforce learning. The Riba or Not Riba game presents different financial scenarios. Students decide whether each scenario involves interest. The Zakat Calculator Challenge gives students pretend wealth. They calculate how much zakat is due. The Budget Game gives students a monthly income. They allocate money to needs, wants, savings, and charity. The Stock Screening game teaches students to research companies and decide if they are halal to invest in. The games make abstract concepts concrete. Students remember what they learn because they had fun doing it.
Student Workbook
Each student receives a colorful workbook. The workbook includes summaries of each workshop. It includes exercises for students to complete during and after the workshops. It includes tracking sheets for budgets and savings goals. It includes a zakat calculator that students can use for their own money. It includes a glossary of Islamic finance terms. The workbook is designed to be kept and referred to for years. Students can write in it. It becomes their own personal guide to Islamic finance.
Practical Projects
Between workshops, students complete practical projects. The My Halal Budget project asks students to track their spending for one week and create a budget for the next month. The Zakat on My Savings project asks students to calculate what zakat they would owe if they had a certain amount of savings. The Halal Investment Hunt asks students to research three companies and decide if they are halal to invest in. The projects apply the workshop learning to real life. Parents are encouraged to help their children with the projects.
Completion Certificate
When students complete all four workshops and submit their project worksheets, they receive a completion certificate. The certificate includes the student name, the program name, and the date. It is suitable for framing. Students can include the certificate on school applications or job applications. It shows that they have completed formal training in Islamic finance. We also provide a digital badge that parents can share on social media to celebrate their child achievement.
Parent Resources
Each week of the program we send parents an email summary. The email explains what the students learned. It provides conversation starters for parents to talk with their children about money. It includes tips for reinforcing the lessons at home. For example after the budgeting workshop we suggest that parents help their child create a real budget for their allowance. After the zakat workshop we suggest that parents calculate zakat together with their child if the child has savings above nisab. The parent resources help extend the learning beyond the workshop room.
How It Works
Program Booking
Schools, masjids, or parent groups contact us to schedule a program. We discuss the number of students, the age range, the preferred dates, and the location. We provide a fixed price quote. For public cohorts individual parents can register their children directly on our website.
Age Group Selection
We offer two age groups. The junior program is for ages 12 to 14. It covers basic concepts in simpler language with more games and fewer calculations. The senior program is for ages 15 to 18. It covers more advanced concepts including actual zakat calculations, stock screening, and career planning. We recommend separating the age groups for the best learning experience.
Schedule Confirmation
We confirm the schedule. The program can run as one workshop per week for four weeks. Or it can run as two full day sessions. Or it can run as a one week intensive during school holidays. We work around your calendar.
Student Registration
We provide registration forms for parents to complete. The forms collect student name, age, and any special needs. Parents also receive the program waiver and consent form. Registration closes two weeks before the program start date.
Program Delivery
Our instructors deliver the workshops at your location in Hong Kong or online via video call. For in person programs we bring all materials including workbooks, activity supplies, and certificates. For online programs we mail workbooks to families in advance. Our instructors are experienced with youth and trained in Islamic finance.
Certificates and Feedback
After the last workshop we distribute completion certificates. We also ask parents and students to complete a feedback survey. We use this feedback to improve our program. We also share aggregate feedback with the school or masjid that hosted the program.
Frequently Asked Questions
The program covers eight main topics over four workshops. First we cover the Islamic perspective on money. Students learn that wealth is a trust from Allah. They learn the difference between needs and wants. Second we cover halal versus haram earning. Students learn what kinds of jobs and businesses are permissible. They learn about riba or interest and why it is prohibited. Third we cover zakat and charity. Students learn what zakat is, who is obligated to pay it, who receives it, and how to calculate it. Fourth we cover budgeting. Students learn how to track their spending and create a budget. Fifth we cover saving. Students learn why saving is important and how to set savings goals. Sixth we cover debt. Students learn the dangers of borrowing and how to avoid unnecessary debt. Seventh we cover halal investing. Students learn basic concepts like stocks, funds, and Sukuk. They learn how to screen companies for Shariah compliance. Eighth we cover career planning. Students learn about careers in Islamic finance and other halal professions.
The program is designed for young Muslims ages 12 to 18. We have two versions. The junior version is for ages 12 to 14. It covers the same topics but with simpler language. It includes more games and activities. It uses smaller numbers in calculations. The senior version is for ages 15 to 18. It covers the same topics in greater depth. It includes more complex calculations. It discusses real world applications like student loans and credit cards. We recommend placing students based on their age and their prior exposure to financial concepts. If you have a mature 14 year old who is ready for senior content, we can make an exception. Contact us to discuss.
Yes we offer public cohorts for individual parents. These cohorts run during school holidays. We typically offer one cohort for winter holiday, one for spring break, and two for summer holiday. Each cohort requires a minimum of five students to run. If we do not reach the minimum, we refund your registration fee or offer to move you to the next cohort. You can register your child directly on our website. After the first cohort we will schedule additional cohorts based on demand. If you have a group of five or more children you can also request a private cohort on a date that works for you.
Yes we believe that financial education should be accessible to all Muslim families regardless of income. We reserve 10 percent of seats in every public cohort for scholarship recipients. To apply for a scholarship, parents send us an email explaining their situation. We do not require proof of income. We trust you. We ask only that you be honest. If you can afford the full fee, please pay it so that scholarships remain available for families who truly need them. Scholarship recipients receive the full program including all materials and certificate at no cost.
Yes all of our instructors have two qualifications. First they have formal education in Islamic finance. They have degrees from recognized universities or professional certifications. Second they have experience working with youth. Some of our instructors are former teachers. Some have led youth programs at masjids. Some are parents themselves. We also conduct background checks on all instructors who work directly with children. This includes criminal record checks through the Hong Kong Police. Your children safety is our highest priority.
Yes we work with schools and masjids throughout Hong Kong. We can deliver the program during school hours as part of your religious education or life skills curriculum. We can deliver it after school as an enrichment activity. We can deliver it on weekends at your masjid. We offer discounted rates for schools and masjids because you are booking multiple students. We also offer train the trainer programs where we teach your staff to deliver our curriculum themselves. This is more cost effective for organizations that want to offer the program regularly. Contact us to discuss pricing and scheduling.